Live in a 55+ Community in Tampa Florida and Be Active

When you think about living in a 55 + community, what do you think of? The quiet, retiree type definitely exists for those who would be interested in something like that. Living there would mean that you wouldn't hear kids running around, teenagers throwing parties next door or young adults screaming about divorce or any number of other things. It is time that you were surrounded with people your own age. Find communities that are less active and maybe more intimate. Find a nice, warm, neighborly-feel in these areas.

But, living in a 55 + community does not have to mean living a boring, humdrum life. Imagine being surrounded by other gray-haired, cheerful people who like to enjoy life. If you are the active type, you can find a community to suit your tastes as well as those of the quieter more sedentary types.

Live in an active neighborhood and your days can be filled with fun. Various tastes and styles can be met; you just have to look around. You could find a community with stunning grounds. Be surrounded by a beautiful neighborhood. Some of these communities have many of amenities.

As an active person over 55, you would be interested in finding a place that had excellent recreational buildings. These buildings would have fitness centers. Keep up your energy and look and feel younger for the rest of your life. Exercise can be quite fun. Find a workout partner and socialize.

A nice 55 + community might have art studios. Wouldn't that be great? Active communities are just bustling with lots of fun activities. Go to clubs and interact with other people who share your value for an active life-style. Explore the possibilities.

You will be able to find communities that have wonderful community centers. There is a nice active, adult community-feeling at these places. Clubs can be formed here. Enjoy the shops or restaurants that might be available. Maybe see a show at some of them. You might even be able to take a class if the facility has a classroom; some do. Who likes to play games or sports? Find a community with billiards or table tennis, for example.

Some communities have libraries. These communities are a great place to meet and make new friends. Gather at any number of places that you might encounter in an active community and enjoy your future.

So as you can see, if you live in a 55 + community, this could be the beginning of a whole new life-style. You could have a great time discovering what it's like to be surrounded by people who are your age and are interested in the same types of activities that you are. Find a community to suit your personal taste, whether that is a quiet, sedentary type of neighborhood, or an active area where you can live the rest of your life in an upbeat fashion.

How to Make Money at Home With Paid Online Surveys

The speed and low-cost communication of the Internet are attracting more and more consumer surveys to be made online. To assure a large-enough database of prospective survey participants the companies making the surveys are paying cash to those who take their surveys.

Sometimes payment is in points that can be redeemed for cash; sometimes there are other benefits. The bottom line is that the participant receives value as compensation for taking the survey.

To participate you must be a consumer, 18 years or more of age, have access to the Internet and be able to use a computer. Most of us buy food, clothing and other things. That qualifies us as consumers.

While most survey makers have the 18 years old rule, there are special surveys for kids, usually requiring parental consent. If you can turn on your computer and send and receive e-mails, you have all the technical skills you need!

So you say you apparently qualify and are interested in making money at home with paid online surveys? Great!

Here's what you need to do to get started:

1. Choose a good Paid Survey Guide Company to help you get started. There are 200+ of these companies out there. The good ones are larger, well established and growing. Pick one with a strong money-back guarantee, backed up by a bank or financial company such as PayPal or ClickBank. Most important, look for a company with a low refund rate.

The refund rate is the percentage of their clients that leave and demand a refund; it is an excellent measure of client satisfaction. A low refund rate means satisfied clients. A high refund rate indicates many unhappy clients. Look for a refund rate in the 3.0% to 5.0% range (ideal) and avoid any over 10.0% (red flag range).

There are over 700 different survey makers in the U.S. alone. This is a new business area and is still a bit of a "wild frontier"! More than half of survey makers are problematic, more trouble than they are worth. (Some are outright scams or sales companies disguised as "survey makers" whose whole objective is to sell something to YOU!)

Your paid survey guide company will be maintaining lists of which survey makers are good and which are ones to avoid. That is what you are paying them for, to steer you to those with which you can make money and away from those that just want to take money from you!

2. Apply to all preferred survey makers on your guide company's list. When you first sign up your guide company will give you a copy of their current list. It is most important that you file your application with each of these survey makers. To send you paid surveys to take, they must each have your name and demographic dato on file. It is up to you to get the info to them by way of your application. No application means no surveys means no money!

3. Open a separate e-mail address for your paid survey business. Use this address in your applications to survey makers. Check your inbox daily, answer all correspondence promptly.

4. When survey offers come in, respond quickly, fill out the forms fully, answer the questions to the best of your ability. Remember that there are no right answers or wrong answers. The survey maker just wants to know your honest opinion.

5. Be patient. Survey makers will test you at first, to see if you are real and respond quickly. When you prove yourself you will get more and bigger (higher-paying) survey offers, focus group and product testing participations.

Most survey makers pay by check mailed directly to you. The exact amount or money you receive will depend on your diligence and your demographics. Most paid survey takers report incomes of $200-$600 per month. Some, with good demographics and some work, make up to $1,000 and more per month.

Content Management - The New Standard in Web Design

The evolution of web development parallels the model of technology spending by companies today. The style and method has transformed along with the business spending trend. Content management has taken over as the latest fashion in design and modern web development style.

Companies have become more concerned over the past few years with where their development dollars are going, especially in web design. Thus, web developers have had to adjust their methods and deliver products that fit the business model.

The rise and fall of the "Dot Com" era paved the way for tremendous technological advancements. Excessive spending pushed research and development like we have never seen. Advancements came forth in waves.

Sure, we all have faster computers, cooler monitors, and more robust applications on the user end. Yet, on the development side, a new empire of web design has risen.

Give me something hard I can take to my grave.

The new trend in web design pulls at the gut of the mundane. Instantaneous gratification is at our fingertips and we can have it without having to sell the ranch. The concept is simple, the design is sophisticated. What it offers is the ability to change the content of your website continuously without the additional design fees of a developer constantly knocking on your door.

What does this mean?

Imagine making modifications to your website every day, or rather, having your office assistant do it. Whether you want to add the latest news headline, or post a new product, show off pictures of your new office, or add info about your newest employee, you can do it easily through a content management system.

Every business, large and small, can have global representation on the World Wide Web. Every business as well, can manage its content on a daily basis. Today, fewer and fewer businesses require full time developers. Now more than ever, businesses can manage their web developments internally without the added expense of the developer.

How?

The select developers have created systems advanced enough to enable businesses to meet these needs and significantly save money. The design offers online tools that enable any employee (with granted rights) the ability to manage all of the company information displayed on their website.

Information is stored in databases and managed through pre-designed forms. These forms, if properly planned out, are so easy to use that absolutely no experience is necessary to utilize their functions. A novice, with an eye for order, can assume the responsibility of managing the content on any website.

There are multiple levels of content management. I guarantee you will be impressed at how inexpensive a useable design can be.

What is the bottom line?

- If you outsource your web design needs, develop a web solution that will enable you to manage the content internally.

- Spend your money up front on a solid design so that you can save money in the long run.

- Ask a qualified development team about some of the latest advancement in design and learn about the multitude of applicable tools available.

- From managing e-commerce sites to simple website documentation, anyone can handle content management if the site is designed right.

A Rule for the Road:

There is a lot more to a website than aesthetics. Turn your website into a power tool with the integration of a content management system.

Tips To Pay Low Premiums For Your Car Insurance

The Internet has made the process of getting car insurance quotes from various companies very easy. Today, you do not have to walk to different offices or make many phone calls to get insurance quotes. You can get information about the best car insurance companies without leaving your home. You can get the car insurance policy that meets your needs and your budget if you are patient and willing to carry out research.

Many people are paying more than they should be paying for auto insurance simply because they have not bothered to find out the options available. You can get good deals from reputable providers if you know what to look out for. To avoid paying too much or paying for coverage that you do not need, you should look for different cheap car insurance quotes. By simply entering your details on a website, you can get a list of all the reputable insurance companies in your location and from this list; you can get the quotes you need.

Tips to reduce your insurance payments

With the information available, you can get the best quality car insurance. You can get low quotes by increasing your deductibles, or the amount you are required to pay if you are in an accident. If you pay a high deductible, you will pay lower monthly premiums. This is very important for those who have a low monthly income.

The car you drive will also determine the insurance you pay. If you drive a luxury or sports car, your insurance will be higher than someone who drives a regular family car. You need to look into the value of your car so that you can get the best coverage. Being a careful driver is a good way to ensure you pay low premiums.

Your driving history will determine the amount of money you pay. Insurance companies consider this because they know that a good or careful driver is less likely to get into an accident. If you are a careless driver with a poor driving record, you can expect to pay high premiums to get coverage. Any insurance provider will assume that you will get into accidents in the future.

One popular way to get low insurance quotes is by getting a defensive driving class. The class teaches drivers how to be responsible on the road and to avoid getting involved in accidents. By participating in this class, the insurance company considers you a safe bet, as you are not likely to cost them a lot of money.

Direct Mail Response Devices and How to Craft Them

Successful direct mail packages contain three things: an attractive offer, a call to action, and a response device. The offer is the Incentive. The call to action is the Imperative. And the response device is the Instrument.

The most well-known reply device is the business reply card. But today it could also be a landing page on a website. To make sure your mailing generates the kind of response you want--and the kind of sales you want--you must have a reply device that is clear, complete, compelling and convenient.

Clear

* stands out in the package and is easy to find

* gives explicit instructions on what prospects must do to buy the product or service

* has sufficient space for handwriting

* keeps choices (size, color, options) to a minimum

Complete

* repeats the offer and call to action

* shows price, tax, shipping charges and the total if possible

* describes payment terms (cash, check, credit cards, instalments, deferred payment)

* includes the complete address and phone number of your organization

* contains an unobtrusive key code so you can track response

* describes where your privacy policy can be found repeats mailing instructions

Compelling

* features a strong, customer-focussed headline

* reiterates the offer in a compelling way

* summarizes the main benefits of your product or service

* expresses the price in the lowest terms possible ("Lease for only 75 cents a day.")

* includes other selling points, such as paying by instalments and guarantees

Convenient

* features the customer's name and address pre-printed on the form

* has check-off boxes wherever possible

* is postage-paid or features a toll-free number

* includes a deferred payment plan ("Invoice me later.")

* includes the return address pre-printed

Garmin Nuvi 255 GPS

If you're one of the many people who drive around relying on maps or directions printed off the Internet, you may discover that it's more beneficial to invest in a GPS system that guides the way no matter where you need to go.

The Garmin Nuvi 255, measuring 3.9 inches wide, 2.9 inches tall and.8 inches thick, sticks on the window or dashboard of the vehicle and provides directions to get you from one location to another. It contains a rechargeable lithium-ion battery that lasts up to 4 hours, but can be plugged into a charging port in the car to ensure it doesn't die in the middle of a long trip.

It comes preloaded with street maps to show the exact location of where the large and small streets are, the intersections and other identifying information. It supports saving up to 1,000 different favorites, locations and waypoints. If additional memory is needed, you can also add a microSD card for more space for storing custom voices or maps. While lifetime map updates are not included, they can be purchased and downloaded to ensure that the information being referenced is the most current.

So your eyes aren't distracted while driving, it's beneficial to have a GPS like the Garmin Nuvi 255, which gives voice prompts along with showing the routes on-screen. The directions, which typically say to turn left, right, continue on-route or make a u-turn, also identify the streets by name. Knowing the name of the street you need to turn on makes it easier to locate in a foreign area. When fuel-efficiency is a concern, you can also specify in the settings to calculate a better and more fuel efficient route.

Avoidance preferences also allow you to designate the type of roads you're going to travel on while getting to your destination. It's possible to avoid multiple or single types of roads such as highways or toll roads. If you would prefer not to make any u-turns along your travels, you can also disable those.

To ensure that you follow the speed limit, even when you don't see the signs posted to inform you of the regulations, the unit has an integrated speed limit indicator to give the speed limits on most major roads and highways in both the United States and Europe. It's also possible to find some of the largest landmarks by selecting "Where am I?", which will give the location of the closest hospitals, police stations and address or intersection.

For a little more customization while driving, you can download various car-shaped icons to the device to show on-screen as you're traveling. It's also possible to download custom voices, which create a spin on the built-in standard male and female voices that come standard. While it doesn't include an MP3 player and cannot play audio books, it does have a picture viewer and can be used as a USB mass storage device by plugging it into a computer that has at least Windows XP or higher.